Education loan is a personal loan for a student to apply for completing his/her education. It is a kind of long-term loan where Banks allow students to repay the loan only after completion of course. The number of students opting for higher education abroad has increased exponentially in the past two decades. Also, there is a drastic increase in the number of students opting for overseas education loan due to increase in the expenses of quality education abroad. Today there are numerous lenders offering loans to students.

Education loan for India is also available for students wanting to study in Indian colleges. There is, however, some difference in the requirements for overseas and Indian education loans. In general, when applying for a study loan. You must keep in mind the following criteria: • A co-applicant is a must ( could be parents, a sibling or a spouse ) • For loans between Rs 4 – 7.5 lacs a third party guarantor is required • Collateral needs to be provided for student loans above Rs 7.5 lacs • Loan repayment commences 6 to 12 months after course completion • If a student goes abroad, lender recovers the remainder from co-applicant.


Education loan is also provided to the students who are willing to go abroad such as USA, Canada, Australia etc. to study. They can easily apply for education loan now with the lowest rate of interest. Sometimes students give up their dreams to go abroad for studying because of the financial situation. They no need to take any kind of tension now. You can approach our Sobhraj Overseas coaching and consultancy. We will give you all assistance to provide you education loan.

Whatever the course you want to do, don’t compromise your goal. Or hesitate about taking a decision to better your future. Come to Sobhraj overseas and we will find a solution to make your dream take a right shape.

Gagan Goswami

Best place for gaining in-depth knowledge and Renu mam is truly a good mentor , If one wants to get good score... Then, it’s a must visit place.


So blessed to have such a great centre in panipat rather than going to far off places for IELTS and that also too expensive.

himanshu chopa

This is the best place to learn all tht is required fr ielts training. Dr. Renu chugh is gem of a person . Her experience n command over the subject is beyond imagination.


It is a best place to enhance your language skills.The techniques told by Mrs. Renu chugh are really helpful to crack any of language proficiency test. Mam is veteran and always have open ear to solve any of ur tedious tasks.Advanced learning materials are available in center.Other members of the staff are also very co-operative.


I tried everywhere from Karnal to Panipat but I could not find any other institute capable of teaching what this institute can do. The staff especially Renu mam is very talented and full of teaching experience. Must for those individuals who want personal attention in order to excel their skills. Although you can try other coaching centres but in the end you will find wasting your time and money. So better stick to the best.


Its a good coaching center.. There are good experienced and educated teachers.. So I am totally satisfied with this institute.. When I went to this institute I felt very down.. But now I have good skills and I can speak English with good fluency..